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What are the major exclusions for Comprehensive Motor Insurance?

Comprehensive motor insurance typically does not cover: Wear and Tear: Damage from regular use or aging of the vehicle. Driving Under Influence: Accidents caused while driving under the influence of alcohol or drugs. Unlicensed Drivers: Accidents involving drivers without a valid license. Illegal Activities: Damage caused while using the vehicle for illegal activities. War and […]

Written by

Moby

Published on

June 9, 2025

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Comprehensive motor insurance typically does not cover:
  • Wear and Tear: Damage from regular use or aging of the vehicle.
  • Driving Under Influence: Accidents caused while driving under the influence of alcohol or drugs.
  • Unlicensed Drivers: Accidents involving drivers without a valid license.
  • Illegal Activities: Damage caused while using the vehicle for illegal activities.
  • War and Terrorism: Damage due to war, civil unrest, or acts of terrorism.
  • Mechanical or Electrical Breakdown: Failures not caused by an accident.
  • Unauthorized Use: Damage while the vehicle is being used by someone not covered under the policy.
(Note: This list is non-exhaustive. Please refer to the policy contract for the full list of exclusions under this policy.)

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